AmeriPlan Dental Plan vs Dental Insurance

Because of the high cost of dental insurance, it has become much more common to choose a discount dental plan like AmeriPlan®, but is it for you?

Many people falsely assume that dental insurance will pay for all their dental problems, but they don't realize that dental insurance is purchased with an annual limit - usually between $750 and $1500.  There are many dental procedures like orthodontic braces, dental implants, veneers and most cosmetic dentistry where the coverage is very limited or not included at all.  Even with employer paid dental insurance there often is a need for a supplemental dental plan that reduces the cost of high expense procedures like braces.

More and more people are discovering that the AmeriPlan® discount dental plan is the best solution for their family!  It can be used as a supplement (for procedures not included with dental insurance) or as a stand alone dental plan.  Even insurance agents, like Frank from Ohio, are finding that discount dental plans are a very practical solution for their clients.  He shares his insight and recommendation below.

Hi!  I'd like to explain something that people don't understand about discount dental plans. They're absolutely the best buy in the industry out there verses dental insurance programs... because I have been an insurance agent for 18 years... and selling dental insurance plans... and now I don't recommend a dental insurance plan, not even one of them to anybody, except a dental discount plan... because they save you all kinds of money.  

For instance, my own children... I have two of my four boys... had orthodontics done. They saved over $3,000!  Most dental insurance programs do not even cover orthodontics at all.

Also, another thing, dental insurance programs usually have one year or two year waiting lists. A lot of times people have problems with their teeth right now and they've got to go see a dentist now. They can't wait a year or two years and then while paying $40 or $50 a month... where dental discount plans are priced very much better, as far as economically, again.  So I highly suggest, anybody out there... absolutely consider a dental discount plan first before you make any kind of a move.

Frank C, Ohio
Insurance Agent

Compare dental insurance with AmeriPlan®, the leading discount dental care challenger:

Dental Insurance and DMO's AmeriPlan Dental Plus™

·  $50 to $125 per month premium

·  $14.95 (individual)

or $19.95 per month (household)

·  Waiting period for 30 to 60 days

·  No waiting period

·  6-12 month waiting period on pre-existing conditions

· All ongoing dental/medical problems are accepted(except orthodontic treatment already in progress)

·  $50.00 to $100.00 deductible

·  Instant savings - Save immediately

·  Insurance claim forms for dentist and patient

·  No paperwork

·  $750 to $1500 annual limit

·  No annual limits

·  Orthodontics (dental braces) may exceed the annual limit

·  Orthodontics included (children & adults)

·  Must give prior notice to change dentist (DMO)

·  Can change dentist anytime without notice

·  Specialist may exceed annual limits

·  All specialists included

·  Premiums continue to rise

·  Rates guaranteed for 2 years

·  No additional benefits

·  Free Vision, Prescription , and Chiropractic included

Since dental insurance usually only allows approximately $1,000 per year coverage it doesn't take long to reach the limit when one crown can cost $800 or higher.  Because of this reality, most people have come to realize that they don't have much protection from the increasing cost of dental care with dental insurance.

It's been said that with dental insurance you pay a lot each month and get a little, but with a discount dental service like AmeriPlan® you pay a little and get a lot (by saving much more than the annual limit from dental insurance, not to mention the reduced monthly cost).  Even people with dental insurance find that the extra protection offered by AmeriPlan® can lower their expenses when their annual limits have been reached.

Finally, most consumers choose a discount dental plan for the following advantages:

  • Cosmetic dentistry such as bleaching, bonding and dental implants are included.
  • Orthodontics (dental braces) included for both children and adults.
  • All ongoing dental / medical problems are accepted (except orthodontic treatment already in progress)
  • No waiting period. You can go to the dentist immediately.
  • All Specialists included - Oral Surgeons, Orthodontists, Endodontists, Periodontists and Prosthodontists.
  • Members may change dentists at any time without having to notify anyone.
  • No annual limitations
  • No paperwork
  • Instant savings  

People all over the country just like you are convinced that this is the best value dental program available and you can try it for as little as $19.95 for your whole household, related or not. No one wants to pay full-price at the dentist's office and now you can save like never before.

Joining AmeriPlan® is as EASY as A,B,C...

  1. Access a Provider => Find a Dentist

  2. See sample fee schedule:

    Enter Zip Code


  3. The last step...



Click Here to Try It and See How Much Money You'll Save!
(Includes Dental, Vision, Prescription, and Chiropractic Care)

 Once you become a member, If for any reason you decide that it's not for you, you can cancel at anytime. We want you to be pleased with your membership so you will refer more people to this site.

  <<< Review AmeriPlan Dental® Details

The following cities are experiencing increased demand for our dental insurance alternative. If you are located near one of the following cities and would like more information about the AmeriPlan® business opportunity, please contact us immediately. (If your city is not on the list, we would still like to talk with you about our nationwide promotion.)


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Dental insurance has a competitor. The AmeriPlan Dental® plan is available in Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Iowa, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Mississippi, Nebraska, Nevada, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Washington DC, West Virginia, and Wisconsin.

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